When I first saw Wealthsimple advertising a free MacBook Air promotion, I was intrigued. Having been a Wealthsimple user since 2020, I’ve seen them roll out several promotions over the years. In fact, I received a free iPhone from their 2023 campaign (I registered for the promo in November 2023, transferred my investments in December, and received my iPhone by February 2024).
As of writing this, I still use Wealthsimple and continue to hold my investments with them. So, let me break down how this new MacBook Air promo works, what kind of accounts qualify, and whether it’s genuinely worth it — based on real experience.
Disclosure
This post contains referral links. If you open a Wealthsimple account using my link or code, I may earn a small reward — at no extra cost to you. These commissions help me keep this site running and continue sharing first-hand insights.
Referral Code: VY9J3A
Referral Link: Wealthsimple Referral Link
How the Wealthsimple MacBook Air Promotion Works
Wealthsimple runs high-value promotions periodically to attract new clients and reward larger transfers. The MacBook Air promo is one of their most generous yet.
Here’s how it typically works:
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You must be a new client to Wealthsimple (no existing accounts).
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Transfer a qualifying amount — usually $100,000 or more — within the promo period.
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Keep the funds invested or deposited for the required holding period.
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The transfer can go into any Wealthsimple account type:
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Wealthsimple Trade (self-directed investing)
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Wealthsimple Invest (managed portfolios)
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Wealthsimple Cash / Chequing
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Wealthsimple Crypto
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That last part is key — contrary to what some online discussions suggest, you don’t need to use Wealthsimple Invest to qualify. You can transfer eligible funds into any of these Wealthsimple account types and still participate.
Why the Promo Might Be Worth It
Yes, $100,000 is a serious commitment. But if you already have that amount sitting in a traditional bank account or another brokerage, the Wealthsimple promo can be a smart opportunity to earn a high-value reward while keeping your money productive.
If you already invest, or plan to consolidate accounts anyway, you can simply move your eligible assets to Wealthsimple and let them work for you while qualifying for the MacBook Air.
My Experience with Wealthsimple (Since 2020)
I joined Wealthsimple in 2020 during a similar promotion, initially intending to just grab the signup bonus. But over time, I stayed — because the platform genuinely worked for me.
Here’s why:
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Commission-Free Trading: Wealthsimple Trade lets me buy and sell stocks and ETFs with zero trading fees. That alone has saved me hundreds in commissions compared to big banks.
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Simple, Intuitive Interface: The app is designed for everyday investors. No cluttered dashboards — just clean, easy-to-understand data and fast execution.
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High-Interest Chequing: I park my emergency fund in Wealthsimple Cash, earning better interest than banks (the rate varies, but it’s consistently competitive).
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Seamless Ecosystem: My Trade, TFSA, and Chequing accounts are all connected. Transfers are instant, and I can see my entire financial snapshot in one app.
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No Hidden Fees or Minimums: There are no inactivity fees, withdrawal charges, or minimum balance requirements.
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Constant Product Evolution: They’ve rolled out fractional shares, crypto, instant deposits, and automated savings since I joined.
Wealthsimple has steadily grown from a simple investing app into a complete personal finance ecosystem. I encourage you to check my previous blog post: Wealthsimple Review
For Managed Investors: Wealthsimple Invest
If you prefer a hands-off, automated approach, Wealthsimple Invest is their managed portfolio service. It’s ideal if you’d rather not pick individual stocks or ETFs.
Here’s what it offers:
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Professionally managed, diversified portfolios
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Automatic rebalancing
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Tax-loss harvesting (for accounts over $100K)
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0.5% management fee (drops to 0.4% above $100K)
If you want to qualify for the MacBook promo but don’t want to manage investments yourself, Wealthsimple Invest is a simple way to participate — and let professionals handle the portfolio.
For DIY Investors: Wealthsimple Trade
This is where I spend most of my time. I use Wealthsimple Trade for buying and selling individual stocks and ETFs. It’s great for hands-on investors who want to stay in control.
Even if you’re transferring funds into Trade to qualify for the promo, there’s no obligation to buy or sell anything right away — your assets just need to be deposited and stay in the account for the promo’s duration.
For Savers: Wealthsimple Cash / Chequing
Wealthsimple’s chequing account (called Wealthsimple Cash) offers one of the best high-interest rates in Canada. It’s fully integrated with Trade and Invest, making it easy to move funds between accounts.
If you prefer to keep your promo funds in cash instead of investments, you can still qualify through the Cash account, as long as the promo terms specify it as an eligible account type.
For Crypto Enthusiasts: Wealthsimple Crypto
If you already hold a large crypto balance elsewhere, you can even transfer crypto holdings (subject to the promo’s eligibility rules). Wealthsimple Crypto is regulated and integrated within the same app ecosystem.
What About Smaller Deposit Promotions?
Not everyone can move six figures. Wealthsimple regularly runs smaller cash bonus promotions:
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$1,000–$10,000: $25–$100 bonus
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$10,000–$50,000: $100–$500 bonus
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Referral program: $25 each (for both you and the referrer)
Even without the MacBook promo, these smaller bonuses — combined with Wealthsimple’s zero-commission trading — make it a great entry point for new investors.
My Setup (Real Example)
Here’s how I personally use Wealthsimple:
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Trade: My main investing account for stocks, ETFs, and crypto.
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Cash: My short-term and emergency savings, earning better interest than other banks.
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Invest: I don’t currently use it, since I enjoy DIY investing, but I recommend it for beginners or anyone wanting a set-it-and-forget-it approach.
Beyond the Promo: Why I Still Recommend Wealthsimple
Promotions like the MacBook Air are great incentives — but they’re not the main reason I’ve stayed with Wealthsimple for years.
Here’s what’s kept me around:
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Clear, easy tax documents each year
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Consistent product updates
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Fast customer support
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Instant transfers between accounts
It’s reliable, modern, and genuinely user-focused.
Should You Go for the MacBook Air Promotion?
Ask yourself these questions:
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Will you be investing or transferring this money anyway?
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Are you comfortable locking it in for 12 months?
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Would you prefer active (Trade) or automated (Invest) investing?
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Are you okay with the management fee if using Invest?
If the answer to most of these is yes, then the MacBook Air promo can be a smart move — you’re essentially getting a free laptop for doing what you planned to do anyway.
Final Thoughts
Whether you transfer to Trade, Invest, Cash, or Crypto, the key is that the Wealthsimple ecosystem works well no matter your style.
Promos come and go — but the real reward is the platform’s ongoing value: zero commissions, high interest, and simplicity.
I joined during a promo, earned an iPhone, and stayed because the product delivered.
If you’re considering the MacBook Air offer, now’s a great time to check it out for yourself.
👉 Use my referral code VY9J3A or this link to get started with Wealthsimple.
Full Disclosure
I’ve been a Wealthsimple client since 2020 and actively use their Trade and Cash accounts for my personal finances. If you sign up using my link, I may receive a referral bonus that helps support this site. You’ll also receive a $25 bonus as a new client. This post reflects my genuine experience and opinions — not financial advice.